Property Damage

Ebony Allen Property Damage Teacher

Learn how using a licensed public adjuster helps renters, homeowners, and business owners prevent, protect, and preserve their property from loss. 

What is a Public Adjuster?

A person that investigates appraises, evaluates or otherwise gives advise or helps an insured in the adjustment of claims for losses or damages arising under insurance. 

Who needs a Property Insurance Policy Consultation?

Renters Insurance

Renters are Welcome!

You own renter's insurance (or you will in the future).

You don't have the money or time to replace all of your belongings, secure shelter, or protect yourself from baseless attacks.

Your landlord only insures their property (as they should).

Homeowners Insurance

Happy Homeowners are the Goal

 You own homeowner's insurance (or you will in the future).

 You want to get the value of what you pay for.

 You see the wisdom of getting a second opinion on protection of one of your biggest assets. 

Business Insurance

Conduct Business with Less Stress

You own a business or commercial business policy (or will in the future).

You depend on your business remaining open.

You want to protect your dream, efforts, time, and investment. 

A Reputation Built on Results

Listen to how receiving a brief property policy consultation helped give my past clients peace of mind. 

FAQ

How much are your services?
My services are paid on a contingency fee basis. This means there are no out of pocket costs for my services because I am paid a percentage of the settlement. The percentage varies based on the scope of your unique loss.
When do I use a public adjuster?
The best time to utilize my service is before any accidents occur. That way, you can review your policy for potential gaps in coverage. However if loss does happen, don't hesitate to contact me for a consultation. These can happen up to a year after a loss takes place. You can contact me at (443) 280-9111 or ebonyallen@metropa.com.
What is the process of using you as a public adjuster?
My process follows a few simple steps. First I ask you to complete a brief 60 second survey. If you qualify, we will then move forward. Next, I need you to email me your property policy. Then you have the opportunity to schedule your consultation. I offer both virtual and in person meetings. During this meeting, you will receive professional recommendations based on current trends within your state and your individual needs. At no point will you be sold a product. This consultation is complementary.
Can I just use a contractor?
I encourage you to use a licensed contractor once the full scope of your loss has been determined. Contractors are sometimes needed during the claims process as well. My services are to support you in securing a settlement that addresses your loss. Contractors play a necessary but different role in the claims process.
Can I get help for being underpaid for a past claim?
Only public adjusters can reopen a claim once it is settled. This is one of the many advantages of using my services. If you feel that you may have been underpaid, I evaluate past accidents up to one year.
How do I make an appointment?
You can contact me directly at ebonyallen@metropa.com or call (443) 280-9111. You may also use the following link to schedule your consultation: https://calendly.com/ebonyallen/policy-review. Events that are time sensitive are fire, water damage, storm damage, and burglary.

I work hard to inform my clients of their rights and advise them on efficient steps to secure their property.  It is a joy to watch them empower themselves and better prepare for the future.  

– Ebony Allen, Licensed Public Adjuster